Lots of people get credit card applications in the mail. Recently (possibly as a result of increasing interest rates and therefore the potential to make more and more money) it seems like the number and frequency of credit card applications arriving in my mailbox has gone though the roof. Last week alone I received over 20 of these pre-approved applications. It's just nuts.

Another crazy thing is, one credit card company will send several each week. They're spending lots of money mailing me fancy color-printed paper to try to get me to sign up for a credit card at an interest rate (and a variable one at that) which I'd never touch. The ones with the low fixed rates are more appealing, but I really don't want or need more credit cards.

There's a lot better deals out there. What's the best credit card deal these days? Is there such a thing?